Tap & Go by HKT

Tap & Go by HKT is a contactless mobile payment app that puts secure, fast transactions at your fingertips. Designed for Hong Kong and beyond, it combines three core features that simplify everyday payments and money transfers.

Send money to friends instantly with the Pay a Friend function. Split restaurant bills, reimburse travel costs, or settle debts without cash or bank transfers—just enter a contact and amount, and the money arrives in seconds. No waiting for bank processing or complex payment instructions.

Pay at tap-enabled merchants across Hong Kong and globally. Tap your phone at restaurants, cinemas, shopping outlets, and transit terminals to complete transactions instantly. Your payment information stays encrypted and protected with every tap, so you can shop with confidence without carrying cards or cash.

Shop online with built-in fraud protection. When you use this app for purchases at participating retailers, advanced security measures work behind the scenes to monitor for suspicious activity and keep your payment details private. You control each transaction and can review your payment history anytime.

Managed by HKT Payment Limited, a trusted member of the HKT Group, Tap & Go by HKT holds the Stored Value Facilities Licence (SVF0002) and meets regulatory standards for secure mobile payments. Whether you're settling a restaurant split with friends, purchasing tickets, or buying online, this payment app handles the security so you can focus on what matters.